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Education

How a school fee loan from Gap Castle works

Fees paid directly to your child's school, repaid in instalments. Here is what happens from application to disbursement — and what to have ready.

By Gap Castle Admin · 4 Sep 2026 · 1 min read

Nigerian secondary school students in uniform

A school term should never be missed because fees fell due before salary arrived. That timing gap is exactly what our school fee loan is designed to close.

Paid directly to the school

Gap Castle partners with private primary and secondary schools in Nigeria. When your loan is approved, we pay the school directly, so your child’s place is secured and you do not have to handle cash.

Repay in instalments

Instead of one large payment at the start of term, you repay over time. Your loan officer agrees the repayment plan with you before anything is finalised.

Applying takes about five minutes

Our online application has three short steps:

  1. The loan — the school, how many children the fees cover, the amount and what it is for.

  2. About you — your contact details and address.

  3. Review — check everything and submit.

Applications are reviewed the same working day, and approved funds move within 24 hours.

What you may be asked for

Your loan officer confirms the exact list, but it helps to have these ready:

  • A valid government ID

  • The school’s fee invoice for the term

  • Proof of address

  • A recent bank statement

Ready to start? Apply for a school fee loan, or talk to a loan officer first.

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