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Funds in under 24 hours

Our services

At Gap Castle, we provide financial services

We close the financial gaps in education, investments, businesses, travels and bills payments

The index

Everything we do, in one place.

  • 01School Fee LoanKeep your child in class while you pay at your own pace.
  • 02Travel LoanFund the whole journey — tickets, visa, travel finance.
  • 03InvestmentEarn up to 21% pa on your deposits.
  • 04Business & SME LoanWorking capital for the shop, the stall and the growing SME.
  • 05Business Review & AdvisoryWe read your numbers with you, then advise on what to actually do about them.
  • 06Large Business FinancingFacilities above ₦3,000,000, arranged through our partner banks and finance houses.
  • 07Bill PaymentsElectricity, TV, airtime and data — settled in seconds from web or mobile.
  • 08Castle AcademyA fully equipped training room in Ikeja — book it for trainings, workshops and meetings.
Nigerian women trading grain at a busy open-air market

05 — Advisory

Business Review & Advisory

We read your numbers with you, then advise on what to actually do about them.

Many small business owners are carrying good businesses and bad bookkeeping. We sit down with owners who are struggling with records, borrowing or simply knowing whether they are profitable, break the business down in plain language, and recommend the funding structure that fits.

  • Bookkeeping and records review
  • Cash-flow and profitability breakdown
  • Borrowing readiness and structure advice
  • Plain-language reporting — no jargon

06 — Enterprise finance

Large Business Financing

When a requirement outgrows our own book, we do not turn it away — we take it to the market. Gap Castle maintains relationships with banks, lenders and finance houses, and processes larger facilities on your behalf at the best rate and tenure we can secure.

For requirements above ₦3,000,000

  • Term loans01
  • Overdrafts02
  • Invoice discounting03
  • LPO financing04
  • Mortgage05
  • Blocked funds06
A busy Lagos street lined with market stalls and yellow danfo buses

07 — Everyday

Bill Payments

Everyday payments should be the least interesting part of your month. Pay utility bills, top up airtime, buy internet data and manage your Gap Castle account from our web platform or the mobile app.

  • Electricity — prepaid and postpaid, all major discos
  • Airtime and data on every network
  • TV and utility subscriptions
  • Available on web, Android and iOS

Ready to bridge your financial gap?

Get a free consultation today. Call the office or send a message — we answer quickly, and we tell you where you stand.